In a paper published in the journal Quantitative Marketing and Economics, Preyas Desai, the Spencer R. Hassell Professor of marketing at...

In May 2024, the Federal Reserve Bank of Boston issued a paper, Buy Now, Pay Later: Who Uses It and Why.  ...

In May 2023, the CFPB issued “an interpretive rule to make clear that the business practices of lenders marketing their loans...

In March 2024, ACCIS, a European association of credit data companies and related organizations, announced the release of a report addressing...

In December 2023, the OCC issued a Bulletin (2023-37), Retail Lending: Risk Management of ‘Buy Now, Pay Later’ Lending. The Bulletin...

In July 2023, Consumer Reports issued a white paper on Buy Now, Pay Later (BNPL). The report is Buy Now, Pay...

In July 2023, Didier Reynders, the Commissioner for Justice and Consumer Protection of the European Commission, and Rohit Chopra, Director of...

In March 2023, the CFPB issued announced a new report analyzing the financial profiles of Buy Now, Pay Later borrowers. The...

In August 2022, the CFPB issued a blog (Martin Kleinbard and Amy Zirkle) and a report on Buy Now, Pay Later...

The growth in consumer use of Buy Now, Pay Later (BNPL) is leading to more scrutiny of the product in the...

In December 2021, the CFPB sent orders to five companies (Affirm, Afterpay, Klarna, PayPal, and Zip) that offer BNPL products directing them...

In December 2021, six U.S. Senators, all Democrats, sent a letter to CFPB Director Rohit Chopra expressing concern about potential consumer...

In November 2021, the Federal Reserve Bank of Kansas City issued a research briefing The Appeal and Proliferation of Buy Now,...

In November 2021, the U.S. House Financial Services Committee held a hearing, Buy Now, Pay More Later? Investigating Risks and Benefits...