In May 2011, the Policy and Economic Research Council (PERC), a non-profit think tank focused on issues pertaining to financial inclusion and credit information, released the most comprehensive, independent review of credit report accuracy.  The report, U.S. Consumer Credit Reports: Measuring Accuracy and Dispute Impacts (May 2011) preceded an FTC report, Report to Congress Under Section 319 of the Fair and Accurate Credit Transactions Act of 2003 (Dec. 2012).  PERC then followed-up its 2011 work with a new report, Comparing FTC and PERC Studies on Measuring the Accuracy of U.S. Consumer Credit Reports (April 2013).